IDFC First Bank Limited
IDFCFIRSTB · Banking · NSE
₹77
Current Market Price
Fair Value (P/B + Residual Income)
₹58
Discount to FV
-24.0%
Updated just now
YieldIQ Score
65/100
Piotroski F-Score
9/9
Economic Moat
Narrow
Confidence
90%
ROE
3.4%
Debt/Equity
0.77
Cost of Equity
12.8%
Market Cap
₹65,891 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
19.2%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹76.5
Bear case
Margin of Safety -180.7%
Implied upside -64.4%
Base case
Margin of Safety -46.0%
Implied upside -31.5%
Bull case
Margin of Safety +30.3%
Implied upside +43.5%
Ratio Trends
IDFCFIRSTB · last 8 annual periods
ROE
3.4%
ROCE
—
Operating Margin
—
Debt / Equity
0.77×
PE
31.5×
EV / EBITDA
—
Historical Financials
IDFCFIRSTB · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | ₹17.2K Cr | ₹22.5K Cr | ₹26.3K Cr | ₹29.1K Cr | +14.1% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | ₹2485 Cr | ₹2942 Cr | ₹1490 Cr | ₹1611 Cr | -10.3% |
| EPS (diluted) | ₹0.87 | ₹3.92 | ₹4.23 | — | — | +48.5% |
| CFO | — | ₹3563 Cr | ₹11.5K Cr | ₹14.5K Cr | ₹6817 Cr | +17.6% |
| CapEx | — | ₹-1188 Cr | ₹-1374 Cr | ₹-919 Cr | ₹-777 Cr | — |
| FCF | — | ₹2375 Cr | ₹10.2K Cr | ₹13.5K Cr | ₹6039 Cr | +26.3% |
| Total Assets | — | ₹239.9K Cr | ₹296.2K Cr | ₹343.9K Cr | ₹399.8K Cr | +13.6% |
| Total Debt | — | ₹57.2K Cr | ₹43.9K Cr | ₹33.1K Cr | ₹36.6K Cr | -10.5% |
| Shareholders' Equity | — | ₹25.8K Cr | ₹32.3K Cr | ₹38.2K Cr | ₹47.4K Cr | +16.4% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
IDFCFIRSTB vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 MAHABANK MAHABANK | — | — | Pending | 21.1% | 6.7× |
 YESBANK YESBANK | — | — | Pending | 5.1% | — |
 INDUSINDBK INDUSINDBK | — | — | Pending | 1.4% | 65.9× |
 IOB IOB | — | — | Pending | 14.6% | 11.2× |
 BANKINDIA BANKINDIA | — | — | Pending | 11.5% | 6.1× |
Click a ticker to view its fair-value analysis.
Dividend History
4 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹0.25/sh
Last payout
2025-07-11
₹0.25
Peak payout
₹0.75
Trailing yield
0.33%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. IDFC First Bank Limited (IDFCFIRSTB.NS) trades at 76.50 vs a model fair value of 58.17, a gap of -24.0%. Piotroski F-score: 9/9. Moat lab...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of IDFCFIRSTB →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for IDFCFIRSTB →
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Head-to-head with peers
Compare IDFCFIRSTB side by side →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse IDFCFIRSTBNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.