IndusInd Bank Limited

INDUSINDBK · Banking · NSE

₹917

Current Market Price

Above Fair Value

Fair Value (P/B + Residual Income)

₹333

Discount to FV

-63.7%

Valuation engine: P/B + Residual Income

Updated 10h ago

YieldIQ Score

12/100

Piotroski F-Score

3/9

Economic Moat

None

Confidence

90%

ROE

1.4%

Debt/Equity

0.65

Cost of Equity

9.9%

Market Cap

₹71,474 Cr

Quality & Valuation

Neutral model outputs — no recommendations.

ROCE

Return on capital employed

Revenue CAGR (3Y)

-8.1%

3-year revenue growth

Revenue CAGR (5Y)

0.8%

5-year revenue growth

DCF Scenario Analysis

vs CMP ₹917.35

Bear case

Margin of Safety

Implied upside -244.4%

Base case

Margin of Safety

Implied upside -175.5%

Bull case

Margin of Safety +42.1%

Implied upside +72.8%

Ratio Trends

INDUSINDBK · last 7 annual periods

ROE

1.4%

min 1.4%max 14.2%

ROCE

min max

Operating Margin

min max

Debt / Equity

0.65×

min 0.65×max 0.99×

PE

65.9×

min 11.2×max 65.9×

EV / EBITDA

min max

Historical Financials

INDUSINDBK · Annual, last 5 years· amounts in ₹Cr unless noted

Metric
2022
NSE_XBRL
2023
yfinance
2024
NSE_XBRL
2025
yfinance
2026
yfinance
CAGR
Revenue₹22.0K Cr₹25.5K Cr₹29.5K Cr₹26.7K Cr₹25.2K Cr+3.4%
EBITDA
EBIT
PAT₹4805 Cr₹7443 Cr₹8977 Cr₹2576 Cr₹889 Cr-34.4%
EPS (diluted)₹61.97₹115.33+16.8%
CFO₹16.7K Cr₹-12.4K Cr₹-16.9K Cr₹18.3K Cr₹993 Cr-50.6%
CapEx₹-414 Cr₹-571 Cr₹-730 Cr₹-731 Cr₹-692 Cr
FCF₹16.3K Cr₹-13.0K Cr₹-17.7K Cr₹17.5K Cr₹301 Cr-63.1%
Total Assets₹402.0K Cr₹457.8K Cr₹515.1K Cr₹554.1K Cr₹543.4K Cr+7.8%
Total Debt₹47.3K Cr₹49.0K Cr₹47.6K Cr₹53.7K Cr₹42.8K Cr-2.5%
Shareholders' Equity₹48.0K Cr₹55.0K Cr₹63.2K Cr₹64.8K Cr₹65.7K Cr+8.2%

CAGR computed across the visible window. Signs reverse if start value is zero or negative.

Peer Comparison

INDUSINDBK vs 5 closest peers by market-cap band

PeerMoSScoreVerdictROEPE
IOB

IOB

Pending14.6%11.2×
BANKINDIA

BANKINDIA

Pending11.5%6.1×
YESBANK

Yes Bank Limited

-4.2%-4.0% upside
67Near Fair Value6.9%
FEDERALBNK

FEDERALBNK

Pending10.9%14.7×
IDFCFIRSTB

IDFCFIRSTB

Pending3.4%31.5×

Click a ticker to view its fair-value analysis.

Dividend History

1 ex-dividend event on file. Source: NSE corporate-actions feed.

Total paid (5Y)

₹1.50/sh

Last payout

2026-06-25

₹1.50

Peak payout

₹1.50

Trailing yield

0.16%

Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).

AI Analysis Summary

Model-generated description of metrics. Not investment advice. IndusInd Bank Limited (INDUSINDBK.NS) trades at 917.35 vs a model fair value of 332.99, a gap of -63.7%. Piotroski F-score: 3/9. Moat lab...

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P/B + Residual Income breakdown, peer comparison, and more.

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Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.