Bank of Maharashtra
MAHABANK · Banking · NSE
₹85
Current Market Price
Fair Value (P/B + Residual Income)
₹59
Discount to FV
-30.9%
Updated just now
YieldIQ Score
45/100
Piotroski F-Score
4/9
Economic Moat
Moderate
Confidence
90%
ROE
21.1%
Debt/Equity
1.06
Cost of Equity
11.6%
Market Cap
₹65,609 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
12.8%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹85.3
Bear case
Margin of Safety —
Implied upside -106.8%
Base case
Margin of Safety -81.1%
Implied upside -44.8%
Bull case
Margin of Safety -12.8%
Implied upside -11.4%
Ratio Trends
MAHABANK · last 7 annual periods
ROE
21.1%
ROCE
—
Operating Margin
—
Debt / Equity
1.06×
PE
6.7×
EV / EBITDA
—
Historical Financials
MAHABANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | ₹10.2K Cr | ₹12.0K Cr | ₹13.8K Cr | ₹15.8K Cr | +11.5% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | ₹2605 Cr | ₹4072 Cr | ₹5542 Cr | ₹7017 Cr | +28.1% |
| EPS (diluted) | ₹1.73 | ₹3.87 | ₹5.80 | — | — | +35.3% |
| CFO | — | ₹-1440 Cr | ₹11.6K Cr | ₹7628 Cr | ₹-11.3K Cr | — |
| CapEx | — | ₹-324 Cr | ₹-279 Cr | ₹-519 Cr | ₹-422 Cr | — |
| FCF | — | ₹-1764 Cr | ₹11.3K Cr | ₹7108 Cr | ₹-11.8K Cr | — |
| Total Assets | ₹230.8K Cr | ₹267.8K Cr | ₹307.3K Cr | ₹369.4K Cr | ₹427.5K Cr | +16.7% |
| Total Debt | — | ₹10.3K Cr | ₹7719 Cr | ₹23.9K Cr | ₹35.2K Cr | +36.1% |
| Shareholders' Equity | — | ₹15.8K Cr | ₹19.9K Cr | ₹28.7K Cr | ₹33.2K Cr | +20.4% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
MAHABANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 IDFCFIRSTB IDFC First Bank Limited | -31.6%-24.0% upside | 65 | Near Fair Value | 3.4% | 31.5× |
 YESBANK YESBANK | — | — | Pending | 5.1% | — |
 INDUSINDBK INDUSINDBK | — | — | Pending | 1.4% | 65.9× |
 IOB IOB | — | — | Pending | 14.6% | 11.2× |
 BANKINDIA BANKINDIA | — | — | Pending | 11.5% | 6.1× |
Click a ticker to view its fair-value analysis.
Dividend History
5 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹5.70/sh
Last payout
2026-01-20
₹1.00
Peak payout
₹1.50
Trailing yield
1.17%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. Bank of Maharashtra (MAHABANK.NS) trades at 85.30 vs a model fair value of 58.92, a gap of -30.9%. Piotroski F-score: 4/9. Moat label: Mo...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of MAHABANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for MAHABANK →
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Head-to-head with peers
Compare MAHABANK side by side →
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P/B + Residual Income breakdown, peer comparison, and more.
Analyse MAHABANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.