IDBI Bank Limited
IDBI · Banking · NSE
₹75
Current Market Price
Fair Value (P/B + Residual Income)
₹59
Discount to FV
-22.1%
Updated just now
YieldIQ Score
57/100
Piotroski F-Score
9/9
Economic Moat
Moderate
Confidence
90%
ROE
12.4%
Debt/Equity
0.32
Cost of Equity
11.8%
Market Cap
₹81,062 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
11.6%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹75.39
Bear case
Margin of Safety -501.9%
Implied upside -83.4%
Base case
Margin of Safety -39.6%
Implied upside -28.4%
Bull case
Margin of Safety +1.2%
Implied upside +1.2%
Ratio Trends
IDBI · last 7 annual periods
ROE
12.4%
ROCE
—
Operating Margin
—
Debt / Equity
0.32×
PE
13.1×
EV / EBITDA
—
Historical Financials
IDBI · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2021 NSE_XBRL | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | ₹13.0K Cr | ₹15.0K Cr | ₹17.2K Cr | ₹18.0K Cr | +8.5% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | ₹2534 Cr | ₹3706 Cr | ₹5788 Cr | ₹7631 Cr | +31.7% |
| EPS (diluted) | ₹1.44 | ₹2.36 | ₹3.45 | ₹5.38 | — | +39.0% |
| CFO | — | ₹5068 Cr | ₹-2701 Cr | ₹-1252 Cr | ₹25.8K Cr | +50.2% |
| CapEx | — | ₹-195 Cr | ₹-294 Cr | ₹-312 Cr | ₹-350 Cr | — |
| FCF | — | ₹4873 Cr | ₹-2996 Cr | ₹-1565 Cr | ₹25.4K Cr | +51.2% |
| Total Assets | — | ₹302.5K Cr | ₹331.5K Cr | ₹364.7K Cr | ₹413.0K Cr | +8.1% |
| Total Debt | — | ₹11.9K Cr | ₹10.2K Cr | ₹14.7K Cr | ₹19.9K Cr | +13.7% |
| Shareholders' Equity | — | ₹42.6K Cr | ₹46.3K Cr | ₹51.1K Cr | ₹61.6K Cr | +9.7% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
IDBI vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 AUBANK AUBANK | — | — | Pending | 13.2% | 23.9× |
 FEDERALBNK The Federal Bank Limited | -7.8%-7.2% upside | 64 | Near Fair Value | 10.8% | 14.7× |
 BANKINDIA BANKINDIA | — | — | Pending | 11.5% | 6.1× |
 IOB Indian Overseas Bank | -46.6%-31.8% upside | 50 | Above Fair Value | 14.7% | 11.2× |
 INDUSINDBK INDUSINDBK | — | — | Pending | 1.4% | 65.9× |
Click a ticker to view its fair-value analysis.
Dividend History
3 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹4.60/sh
Last payout
2025-07-15
₹2.10
Peak payout
₹2.10
Trailing yield
2.79%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. IDBI Bank Limited (IDBI.NS) trades at 75.39 vs a model fair value of 58.72, a gap of -22.1%. Piotroski F-score: 9/9. Moat label: Moderate...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of IDBI →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for IDBI →
Compare
Head-to-head with peers
Compare IDBI side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse IDBINow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.