ICICI Prudential Life Insurance Company Limited
ICICIPRULI · Insurance · NSE
₹468
Current Market Price
Fair Value (DCF)
₹224
Discount to FV
-52.2%
Updated just now
YieldIQ Score
28/100
Piotroski F-Score
7/9
Economic Moat
None
Confidence
13%
ROE
11.8%
Debt/Equity
0.19
WACC
9.8%
Market Cap
₹67,868 Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
12.5%
Return on capital employed
EV / EBITDA
—
Enterprise multiple
Debt / EBITDA
—
Leverage vs earnings
Interest Coverage
—
EBIT covers interest
Current Ratio
—
Short-term liquidity
Asset Turnover
0.16×
Revenue per ₹ of assets
Revenue CAGR (3Y)
-9.1%
3-year revenue growth
Revenue CAGR (5Y)
1.6%
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹468.15
Bear case
Margin of Safety —
Implied upside -161.4%
Base case
Margin of Safety —
Implied upside -109.1%
Bull case
Margin of Safety +33.1%
Implied upside +49.5%
Ratio Trends
ICICIPRULI · last 5 annual periods
ROE
11.8%
ROCE
12.5%
Operating Margin
—
Debt / Equity
0.19×
PE
45.9×
EV / EBITDA
—
Historical Financials
ICICIPRULI · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 yfinance | 2023 yfinance | 2024 yfinance | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | ₹61.9K Cr | ₹48.7K Cr | ₹89.1K Cr | ₹69.9K Cr | ₹62.2K Cr | +0.1% |
| EBITDA | — | — | — | — | — | — |
| EBIT | ₹909 Cr | ₹1014 Cr | ₹1043 Cr | ₹1476 Cr | ₹2025 Cr | +22.2% |
| PAT | ₹759 Cr | ₹813 Cr | ₹851 Cr | ₹1186 Cr | ₹1608 Cr | +20.6% |
| EPS (diluted) | ₹5.26 | ₹5.65 | ₹5.89 | ₹8.16 | — | +11.6% |
| CFO | — | — | — | — | — | — |
| CapEx | ₹-189 Cr | ₹-193 Cr | ₹-237 Cr | ₹-259 Cr | ₹-123 Cr | — |
| FCF | — | — | — | — | — | — |
| Total Assets | ₹244.4K Cr | ₹255.9K Cr | ₹299.0K Cr | ₹314.2K Cr | ₹319.4K Cr | +6.9% |
| Total Debt | ₹1200 Cr | ₹1200 Cr | ₹1200 Cr | ₹2600 Cr | ₹2595 Cr | +21.3% |
| Shareholders' Equity | ₹9158 Cr | ₹10.1K Cr | ₹11.0K Cr | ₹11.9K Cr | ₹13.6K Cr | +10.5% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
ICICIPRULI vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 MFSL Max Financial Services Limited | +53.0%+112.8% upside | 40 | Below Fair Value | 1.6% | — |
 HDFCLIFE HDFC Life Insurance Company Limited | -9.4%-8.6% upside | 33 | Near Fair Value | 10.8% | 66.6× |
 SBILIFE SBI Life Insurance Company Limited | -39.5%-28.3% upside | 31 | Above Fair Value | 12.9% | 64.3× |
 STARHEALTH Star Health and Allied Insurance Company Limited | +31.3%+45.6% upside | 50 | Below Fair Value | 7.4% | — |
 LICI Life Insurance Corporation Of India | -1.2%-1.2% upside | 56 | Near Fair Value | 32.5% | — |
Click a ticker to view its fair-value analysis.
Dividend History
13 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹6.25/sh
Last payout
2026-06-05
₹1.65
Peak payout
₹3.50
Trailing yield
0.35%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. ICICI Prudential Life Insurance Company Limited (ICICIPRULI.NS) trades at 468.15 vs a model fair value of 223.90, a gap of -52.2%. Piotro...
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Market-implied growth
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Volatility & drawdown
Risk profile of ICICIPRULI →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
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News & Filings
Recent activity
BSE filings + news for ICICIPRULI →
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Analyse ICICIPRULINow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.