ICICI Bank
ICICIBANK · Banking · NSE
₹1,341
Current Market Price
Fair Value (P/B + Residual Income)
₹1,521
Discount to FV
+13.4%
Updated 10h ago
YieldIQ Score
81/100
Piotroski F-Score
9/9
Economic Moat
Wide
Confidence
90%
ROE
14.9%
Debt/Equity
0.61
Cost of Equity
9.8%
Market Cap
₹9.62 Lakh Cr
Quality & Valuation
Neutral model outputs — no recommendations.
ROCE
—
Return on capital employed
Revenue CAGR (3Y)
19.7%
3-year revenue growth
Revenue CAGR (5Y)
—
5-year revenue growth
DCF Scenario Analysis
vs CMP ₹1,340.8
Bear case
Margin of Safety -6.1%
Implied upside -5.8%
Base case
Margin of Safety +10.6%
Implied upside +11.8%
Bull case
Margin of Safety +25.3%
Implied upside +33.9%
Ratio Trends
ICICIBANK · last 9 annual periods
ROE
14.9%
ROCE
—
Operating Margin
—
Debt / Equity
0.61×
PE
16.0×
EV / EBITDA
—
Historical Financials
ICICIBANK · Annual, last 5 years· amounts in ₹Cr unless noted
| Metric | 2022 NSE_XBRL | 2023 NSE_XBRL | 2024 NSE_XBRL | 2025 yfinance | 2026 yfinance | CAGR |
|---|---|---|---|---|---|---|
| Revenue | — | ₹130.2K Cr | ₹153.4K Cr | ₹205.6K Cr | ₹223.1K Cr | +14.4% |
| EBITDA | — | — | — | — | — | — |
| EBIT | — | — | — | — | — | — |
| PAT | — | ₹34.0K Cr | ₹44.3K Cr | ₹51.0K Cr | ₹54.2K Cr | +12.3% |
| EPS (diluted) | ₹35.44 | ₹13.84 | ₹61.96 | — | — | +15.0% |
| CFO | — | ₹-3771 Cr | ₹157.3K Cr | ₹122.8K Cr | ₹67.3K Cr | — |
| CapEx | — | ₹-2468 Cr | ₹-3679 Cr | ₹-4770 Cr | ₹-3730 Cr | — |
| FCF | — | ₹-6239 Cr | ₹153.6K Cr | ₹118.0K Cr | ₹63.6K Cr | — |
| Total Assets | ₹1752.6K Cr | ₹1958.5K Cr | ₹2364.1K Cr | ₹2642.2K Cr | ₹2914.5K Cr | +13.6% |
| Total Debt | — | ₹183.5K Cr | ₹201.0K Cr | ₹203.6K Cr | ₹220.3K Cr | +4.7% |
| Shareholders' Equity | — | ₹214.5K Cr | ₹256.1K Cr | ₹313.9K Cr | ₹363.1K Cr | +14.1% |
CAGR computed across the visible window. Signs reverse if start value is zero or negative.
Peer Comparison
ICICIBANK vs 5 closest peers by market-cap band
| Peer | MoS | Score | Verdict | ROE | PE |
|---|---|---|---|---|---|
 SBIN State Bank of India | -32.1%-24.3% upside | 43 | Near Fair Value | 14.0% | 9.2× |
 HDFCBANK HDFC Bank | +48.3%+93.6% upside | 40 | Data Limited | 8.8% | 10.4× |
 AXISBANK Axis Bank | +34.9%+53.5% upside | 40 | Below Fair Value | 12.3% | 13.7× |
 KOTAKBANK Kotak Mahindra Bank | +26.2%+35.5% upside | 50 | Near Fair Value | 10.6% | 18.2× |
 BANKBARODA BANKBARODA | — | — | Pending | 12.0% | 6.5× |
Click a ticker to view its fair-value analysis.
Dividend History
9 ex-dividend events on file. Source: NSE corporate-actions feed.
Total paid (5Y)
₹36.00/sh
Last payout
2025-08-12
₹11.00
Peak payout
₹11.00
Trailing yield
0.82%
Amounts parsed from NSE subject lines. Percent-of-face-value declarations are converted using the per-ticker face value (defaults to ₹10).
AI Analysis Summary
Model-generated description of metrics. Not investment advice. ICICI Bank (ICICIBANK.NS) trades at 1340.80 vs a model fair value of 1520.96, a gap of 13.4%. Piotroski F-score: 9/9. Moat label: Wide. R...
Read full AI analysis →Risk Analysis
Volatility & drawdown
Risk profile of ICICIBANK →
DuPont
ROE decomposition
Why ROE is what it is →
Technicals
RSI, MACD, MAs
Reference indicators →
News & Filings
Recent activity
BSE filings + news for ICICIBANK →
Compare
Head-to-head with peers
Compare ICICIBANK side by side →
Run Full Interactive Analysis
P/B + Residual Income breakdown, peer comparison, and more.
Analyse ICICIBANKNow →Model estimates using publicly available data. Not investment advice. YieldIQ is not registered with SEBI as an investment adviser or research analyst. Past performance does not guarantee future results.