DuPont Decomposition

Why does AMJLAND earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

6.9% = 28.2% × 0.21 × 1.17

Latest: FY2026

Profitability

Net Margin

28.2%

30.8% →28.2%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

0.21x

0.16x →0.21x

Revenue per ₹ of assets

Leverage

Equity Multiplier

1.17x

1.26x →1.17x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~7%. Driven by net margin declining (30.8% → 28.2%).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220Cr0Cr30.8%0.161.266.3%
FY20230Cr0Cr19.3%0.201.244.7%
FY20240Cr0Cr19.6%0.251.286.2%
FY20250Cr0Cr26.3%0.291.199.0%
FY20260Cr0Cr28.2%0.211.176.9%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

AMJLAND DuPont Analysis — ROE 6.9% | YieldIQ