DuPont Decomposition

Why does IOC earn its ROE?

Breaking down Return on Equity into profitability, efficiency, and leverage.

ROE = Net Margin × Asset Turnover × Equity Multiplier

19.2% = 5.4% × 1.48 × 2.41

Latest: FY2026

Profitability

Net Margin

5.4%

4.3% →5.4%

How much profit per ₹ of revenue

Efficiency

Asset Turnover

1.48x

1.43x →1.48x

Revenue per ₹ of assets

Leverage

Equity Multiplier

2.41x

3.08x →2.41x

Assets funded by equity vs debt

Trend Analysis

ROE stable at ~19%. Driven by net margin improving (4.3% → 5.4%), leverage falling (3.08x → 2.41x).

Historical Decomposition

Last 5 years

YearRevenuePATNet MarginAsset TOLeverageROE
FY20220.1Cr0Cr4.3%1.433.0818.8%
FY20230.1Cr0Cr1.2%1.873.167.0%
FY20240.1Cr0Cr5.4%1.602.6322.8%
FY20250.1Cr0Cr1.8%1.502.727.3%
FY20260.1Cr0Cr5.4%1.482.4119.2%

How to read DuPont

  • Rising ROE from margin = pricing power, operational improvement (good)
  • Rising ROE from turnover = better asset utilization (good)
  • Rising ROE from leverage = more debt, amplified risk (caution)
  • Falling ROE across all three = structural deterioration (red flag)

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DuPont decomposition from audited annual financials. Factual analysis, not investment advice.

IOC DuPont Analysis — ROE 19.2% | YieldIQ